Frequently Asked Questions: Volunteer Accident Insurance

Can you obtain volunteer accident insurance for any state?

Can you obtain volunteer accident insurance for any state?

Absolutely. This policy covers volunteers in all states.

Permalink · Hide
How much does it cost?

How much does it cost?

$175 for the year.

Permalink · Hide
Is there a deductible?

Is there a deductible?

Yes! Usually there's a $250 deductible.

Permalink · Hide
What are the limits?

What are the limits?

$500,000 of coverage per accident, with $50,000 in medical expenses (primary medical coverage) available immediately per volunteer per accident. For certain accidents, including those involving automobiles, the medical expense limit may differ.

Permalink · Hide
What can be insured?

What can be insured?

Any arts-related organization or artist with volunteer workers

Permalink · Hide
What is volunteer accident insurance?

What is volunteer accident insurance?

Volunteer accident insurance provides annual insurance to cover medical care for volunteer employees who are injured while on the job. This can be used to cover volunteer performers (including those in Equity Showcase performances and in films with unpaid SAG actors) or for any volunteer that is working under your auspices as an artist or arts organization. A volunteer is defined as someone who is an unpaid worker (or someone who is being paid via a stipend reimbursing them for their direct expenses) and who is not on payroll/salary.

Permalink · Hide
What isn't insured?

What isn't insured?

Paid workers: you'll need a workers compensation policy for that.

Permalink · Hide

Members Only!

This link requires a Fractured Atlas membership to access.

Frequently Asked Questions

Frequently Asked Questions: Volunteer Accident Insurance

Members Only!

Login

Not a Member Yet?