Do we need liquor liability?
Probably not, which is good because it's really expensive! The only time you need liquor liability coverage is if you are selling the alcohol and retaining the money that you make. If that's the case, you also need a liquor license (and we'll need a copy of it) and someone with your event needs to complete a specific online intervention training program (which we also need proof of). Event insurance already includes some liquor coverage that is everything you need if you're giving the alcohol away.