I've had a medical condition in the past. Can my plan deny coverage under the claim that it's a pre-existing condition?

I've had a medical condition in the past. Can my plan deny coverage under the claim that it's a pre-existing condition?

Under HIPAA qualified continuous creditable coverage group health plans, it would in all actuality be dependant upon whether or not you had received any type of medical advice, care, or treatments within a six month period prior to the effective start date of your enrollment.

If it has been longer than six months since you've received any medical advice or care related to that condition, then it cannot be subject to a pre-existing condition exclusionary wait period. *This is not applicable to individual health insurance policies.

Don't sue us! Fractured Atlas is not an insurance company. We're also not lawyers, brokers, agents, doctors, or anyone else qualified to give professional advice. We try our best to be helpful, but take anything written here with a handful of salt.