What types of healthcare plans are not subject to HIPAA and why?

What types of healthcare plans are not subject to HIPAA and why?

HIPAA is a federal law that applies to group health plans and is enforced by the Secretary of Labor. Private health insurance, on the other hand, is state regulated. Therefore, the individual health insurance market must adhere to all state rules and regulations of any given particular state. All state rules and regulations differ from state to state and exclusions may apply as appropriate.

Individual health insurance policies or state high risk pool plans are not subject to HIPAA except in the case where it grants access to individual healthcare policies for "HIPAA eligible" individuals only.

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