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How much a plan costs are based on a bunch of factors, including your age, zip code, and medical history. Final rates may differ from quoted rates based on your individual medical history. Health insurance rates are set by law, so the same plan will not differ in price, whether it's obtained through a local broker, eHealthInsurance, or directly with the insurance company.

Plans offered through eHealthInsurance are NOT guaranteed issue; unfortunately, you can be turned down for coverage. These plans are individual plans and NOT group coverage.

What Does it All Mean?

Health insurance can be seriously confusing. Don't worry — you're not alone!

Fractured Atlas's pocket guides are quick, easy reads that will give you the lay of the land. The Artist's Guide to Health Insurance will help you understand your plan options and figure out what works best for you. The Artist's Guide to Health Reform explains the Affordable Care Act in plain language and describes how things are changing on a practical level.