Health Insurance for Members in New York
Questions? Health Insurance F.A.Q.s • Email Us • (212) 277-8020
Temporary Enrollment Freeze for NY Plans!
Since 2005, Fractured Atlas has offered group health insurance for NY artists. These plans have been provided by HIP and PerfectHealth, two separate divisions of EmblemHealth.
In the past few months, HIP has begun enforcing stricter underwriting on eligibility. Unfortunately, these new rules are a lousy fit for most independent artists and creative freelancers, since our income and employment patterns diverge from those of professionals in other industries.
Making matters worse, HIP recently announced its largest rate increase in history. Meanwhile, PerfectHealth has requested that we stop accepting new enrollments while they undergo some internal restructuring.
All things considered, we no longer believe it's in the best interests of our members to continue promoting enrollment in these plans.
Current Enrollees are NOT Affected
If you are a current enrollee in one of the HIP or PerfectHealth plans, this does not affect your coverage. It will remain in effect until you decide to terminate or as long as the plans exist.
What's Next?
Fractured Atlas remains committed to addressing the health insurance needs of the arts community. This isn't always easy, but it's always important, and we're not going anywhere. Stay tuned for further updates as we review our options and figure out how we can best serve our constituents.
A Reminder About Advocacy
This is a reminder that advocacy is more important than ever. Fractured Atlas is constantly working with policymakers - in Albany, at City Hall, and on Capitol Hill - to improve the health insurance options for creative professionals.
Fractured Atlas is a non-profit artist service organization, not an insurance company. We try to provide our members with access to affordable, appropriate health insurance options. You are a grown-up and you are responsible for your own decisions regarding your own health insurance! We can't guarantee the availability, suitability, or sufficiency of any plan for any member. Seriously, we can't.
The benefit descriptions on this website are an attempt to summarize what we've been told by the insurance companies. If you enroll, your benefits will be determined by your actual agreement(s) with those companies.
(There, now the lawyers are happy.)
