Event Liability Insurance
Members of Fractured Atlas can purchase liability insurance to cover their arts-related events. Thanks to the combined purchasing power of the Fractured Atlas community, we're able to bypass premium minimums and negotiate extremely competitive rates. Feel free to compare. For most events this coverage will save you as much as 75%.
How Much Does it Cost?
Each event must be individually underwritten by the insurance company, so we can't guarantee a particular rate in advance. However, we can report that to date, policies for events with a combined projected attendance of about 800 or fewer have been about $375 (the minimum quote). This figure is for the duration of the entire event, not just a single day or performance.
How Long Does it Take?
After you submit your application, you can expect to receive a quote within 3-5 business days, on average. If you're satisfied with the rate, you can purchase your policy instantly online, which will bind coverage. Proof of your coverage will then be available through our website about 1-2 business days after your purchase (if not sooner).
If you need a rush quote we will try our best to help you out, but there are no guarantees. Please note, if you apply on a Friday in hopes of having insurance by the weekend, you'll most likely be out of luck, as the insurance company's offices close early.
Have questions before you apply?
Spend some time with our frequently asked questions about event insurance.
Click here to submit an application and request a quote
Note: most event policies are insured by Philadelphia Insurance Companies. Application may be submitted to other carriers as needed.