Liability Insurance

As an arts service organization, Fractured Atlas is happy to help its members in the artistic and creative industries obtain a wide range of insurance policies. Thanks to the combined purchasing power of the Fractured Atlas community, we're able to provide our members with high-quality insurance policies for substantially lower rates than would otherwise be available.

Current programs include:

Annual General Liability

Annual General Liability policies feature $2-4 million in coverage and are underwritten by an A+ rated carrier.
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Directors and Officers Liability

Directors and Officers Liability policies protect board members and officers of non-profit organizations from personal liability should they be sued for the actions of the organization.
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Event Insurance

Event Insurance policies feature $3 million in coverage and are underwritten by an A+ rated carrier. They also include up to two additional insured at no additional charge, which comes in handy when a rental contract requires that the venue be covered as well.
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Film Insurance

Film Insurance policies feature $2 million in coverage and are underwritten by one of two A and A+ rated carriers. You can request coverage for general liability, rented equipment, or both.
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Film E&O Insurance

Film E&O Insurance provides professional liability coverage for film makers and production companies.
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Public Art Insurance

Public Art Insurance covers the fabrication and installation of public art projects. It can cover the artwork itself and offers general liability coverage for the artist during the fabrication, installation, and/or the exhibition of the work.
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Teaching Artist Insurance

Teaching Artist Insurance policies feature $2 million in coverage and are underwritten by A+ rated carriers. This provides annual coverage for general liability and can cover classes in schools, studios, and other venues.
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Volunteer Accident Insurance

Volunteer Accident Insurance policies provide coverage for unpaid performers or other volunteers.
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Workers Compensation Insurance

Workers Compensation Insurance policies will provide coverage as per the statuatory requirements in your state.
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