Members of Fractured Atlas can purchase Errors & Omissions (E&O) insurance to cover their film, video, multimedia, performance, and other artistic work.
Insurance is available from an A++ rated carrier. E&O insurance provides coverage for lawsuits arising from any act, error, omission, defamation, invasion of privacy, emotional distress, copyright/trademark infringement, or misappropriation that result from your artistic work.
How Long Does it Take?
We try to get you a quote within a week, though it can take longer. If you prefer, you can purchase the policy instantly online. You can then request certificates as proof of coverage through our website.
How Much Does it Cost?
We're not an insurance company and we can't guarantee any particular rate. However, we can report that to date, members have consistently saved substantially compared to their prior coverage.
In addition to the premium, Fractured Atlas also charges an administrative binder fee ($100 or 10% of the premium, whichever is greater). This is the portion of your payment that stays with Fractured Atlas and pays to keep our program going. Binder fees are reduced for renewal polices.
Note: Fractured Atlas is not an insurance company. We are a non-profit association of artists and arts organizations. E&O insurance policies are underwritten by Federal Insurance Company, a member insurer of the Chubb Groups of Insurance Companies, and the agent is Maury, Donnelly and Parr. Actual coverage is subject to the language of the policies as issued.