Teaching Artist Insurance
Individual teaching artists and groups/organizations of teaching artists who are members of Fractured Atlas can purchase annual general liability insurance at extremely competitive rates. Coverage for studio/office space, property/artwork, and worker's comp can also be requested in the same application.
How Much Does it Cost?
We can't say exactly, but members have consistently saved substantially compared to their prior coverage. Most general liability policies (without property coverage) for teaching artists have been about $400-$600.
In addition to the premium, Fractured Atlas also charges an administrative binder fee ($100 or 10% of the premium, whichever is greater). This is the portion of your payment that stays with Fractured Atlas and pays to keep our program going. Binder fees are reduced for renewal polices.
How Long Does it Take?
We try to get you a quote within 3-5 business days, though it can take longer. If you like it, you can purchase the policy instantly online. You can then request certificates as proof of coverage through our website.
Note: most teaching artist policies are insured by The Hartford. Application may be submitted to other carriers as needed.