Workers' Compensation Insurance

Members of Fractured Atlas can purchase annual workers compensation insurance at extremely competitive rates.

How Much Does it Cost?

We're not an insurance company and we can't guarantee any particular rate. However, we can report that to date, members have reported significant savings as compared to their prior coverage. Our collective buying power makes us an attractive group to insure.

In addition to the premium, Fractured Atlas also charges an administrative binder fee ($100 or 10% of the premium, whichever is greater). This is the portion of your payment that stays with Fractured Atlas and pays to keep our program going. Binder fees are reduced for renewal polices.

How Long Does it Take?

We try to get you a quote within 3-5 business days, though it can take longer. If you like it, you can purchase the policy instantly online. You can then request certificates as proof of coverage through our website.

Can't Hurt to Try!

Even if you already have workers comp, we encourage you to obtain a quote through us. It's quick, free, and you might find out that you're currently paying more for your workers' comp than you should be!

Have Questions Before You Apply?

Spend some time with our frequently asked questions about workers' compensation insurance.

Submit an application and request a quote

Note: Most workers' compensation policies are insured by The Hartford. Application may be submitted to other carriers as needed.